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Truenote
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Your finances, readable by any AI.

Every account, and the context behind it, in one place you own. Bring Claude, ChatGPT, Claude Code or a script. Read-only to your banks.

Start your 14-day trial How it works

$12 a month or $100 a year. Card up front, cancel in a click.

Net worth

$0

+$33,787 over the year

Sample household · Read-only · Every access leaves a receipt

Nº 20261029

The sample household that ships with Truenote. Real seeded data, no one's real money.

What Truenote holds

Your accounts

Bank, card, loan and brokerage accounts through Plaid. Balances every day, transactions as they post, holdings, and what you owe.

What an account can't tell

A spending plan. Savings buckets on one account. Goals. Each income source and what to set aside for taxes. Which business a charge belongs to. Notes and plans.

Whatever AI you bring

Claude, ChatGPT, Claude Code or a script of your own, over MCP and a REST API. Each gets a grant you set: what it may see, which accounts stay hidden, whether it may write.

How it works

  1. 1

    Connect your accounts

    Sign in at your bank inside Plaid Link. Truenote gets read access and nothing else: your bank login never reaches it.

  2. 2

    Add the context

    Your plan, buckets, goals and income, typed in or written by your agent as you talk. Upload a paystub and the tax figures come from it.

  3. 3

    Connect an agent

    Paste one URL into Claude or ChatGPT, or run one command for Claude Code. Approve what it may see on a consent screen. New connections start read-only.

  4. 4

    Read the receipts

    Every call lands in your Activity log: which agent, what it asked, how many rows. Narrow or revoke any agent in one click.

Ask it what you'd ask a good bookkeeper

Agents get compact answers (the overview, the plan, the tax projection) as well as raw rows, so they don't burn their context on five thousand transactions.

  • “How much should I set aside for my January 15 estimated payment?”
  • “Which bills hit in the next two weeks? Anything we pay for and don't use?”
  • “Are we on track for six months of runway before the baby comes in March?”
  • “How much is in the vacation bucket, and are we on pace for $8,000 by June?”
  • “Will we get money back or owe this year? How much more should come out of each paycheck?”
  • “From now on, put every Lowe's charge under Flamingo Pros.”

Every access leaves a receipt

Which agent, which tool, what it asked, how many rows, whether it was refused. Append-only: nothing can edit it after the fact.

  1. Claude get_overview 1 row
  2. Claude query_transactions · merchant “Lowe's”, last 90 days 23 rows
  3. Claude create_rule · Lowe's → Flamingo Pros Asked to write. You allowed it. 1 row
  4. A script GET /v1/plan 1 row
  5. ChatGPT get_holdings Refused: Brokerage is hidden from this agent.
An example of what the Activity log shows.

Truenote never moves money

Read-only, forever

No endpoint that moves money exists in the code. Agents write only Truenote's own records.

Sealed tokens

Plaid access tokens and your documents are sealed with AES-256-GCM, keys kept outside the database. Nothing returns them.

Grants you can see

Each agent's scopes and hidden accounts are on one page. Revoking applies to its very next call.

Yours to take out

Export everything as JSON or CSV. Delete the account and every bank is removed at Plaid too.

The security model, in plain words

One plan. Everything in it.

$12 a month

Or $100 a year. 14 days free with a card up front; it converts unless you cancel, which takes one click.

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